Use comments to record specific details.Don’t reinvent the wheel! Google has specific financial formulas.Leverage power of more advanced formulas.Here’s a summary of what we’ll cover for building a Google Sheets budget template: Techniques to make them more insightful and more helpful for reaching your goals. What I will do in this post however, is show you some useful tips in Google Sheets that you can use for building your own budget templates. I won’t opine on what you should or shouldn’t show in your spending and budget templates in this post, nor will I talk about what your financial goals should be or how to get there. I’m not a financial expert, so I won’t be dispensing any financial advice here. It’s easy to use and I can share any spending or budget templates easily with my wife. I like using Google Sheets, as opposed to another third party service like Mint, because it’s fully customizable. They don’t give much insight into what’s happening with my finances, particularly over longer time frames. The dashboards available through online banking sites are pretty rudimentary. It probably won’t surprise you to hear that I use a Google Sheets budget template to track my finances, both incomings and outgoing, at home and for my business.
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